Financial planning involves moving toward a future that fits your personal values. That “future state” can be envisioned as a goal. The first step to creating goals is writing something that is meaningful to you. The acronym SMART gives you a logical framework for developing goals that impact your direction in life. Without a directional bearing, we are a car … Read More
Renters Insurance Saves the Day
Insurance is designed to make you whole if the unexpected should happen. While banks and mortgage companies require us to have homeowners insurance, you may not have it if you are renting. Given the cost, Renters Insurance provides a huge value. Karina Moretz, ChFC®, shares her story of how Renters Insurance saved them thousands. Pre-Insurance Once upon a time I … Read More
Ch-ch-ch-ch-Changes
Although you can’t quite tell from the weather, fall is just around the corner! I’m sure you have noticed that it’s hurricane season – that one was obvious. School is back in session, the kids have traded summer camp for homework, leaves are beginning to turn and pumpkin spice you-name-it will soon be available from retailers everywhere. There’s something about … Read More
Could Staying Silent About Your Finances be Costing You a Fortune?
Growing up, I remember my Dad always being concerned about having enough money. My Mom, on the other hand, would buy stuff because it was on ‘sale’. I rarely remember them sitting down to discuss money as my Dad would get so frustrated. When they did discuss money, it never ended well. Granted, we always had food on the table … Read More